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Public transit users can save an average of $9,667 annually by riding a train or bus instead of owning and driving a car, according to the American Public Transportation Association (APTA).

The savings are based on the cost of commuting via public transportation compared with the cost of owning and driving a vehicle as reported in APTA's latest monthly "Transit Savings Report."

The report factored in the cost of gasoline during the week of Dec. 19, when the average national price was $3.42 per gallon, and the national unreserved monthly parking rate of $166.26.

APTA releases the monthly report to demonstrate how much money an individual living in a two-person household can save by using public transportation and using one less car.

The report also lists the top 20 cities with the highest public transit ridership ranked in order of their transit savings. The top five cities were New York, with a monthly savings of $1,215 and annual savings of $14,585;  Boston, $1,052 monthly and $12,612 annually; San Francisco, $1,048 monthly and $12,575 annually; Philadelphia, $967 monthly and $11,605 annually; and Chicago, $967 monthly and $11,239 annually.